Graeme Milner
Running a small business in Australia involves many responsibilities, including tax obligations. Knowing the available deductions can significantly reduce taxable income, improving financial sustainability. This guide explains small business tax […]
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Inflation is a persistent economic force that affects everyday expenses, from groceries to housing costs. While financial news often discusses inflation, its impact on long-term financial goals is sometimes overlooked. […]
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Having insurance coverage that meets your needs is essential. However, simply purchasing a policy and forgetting about it can be costly. An annual insurance review ensures your policies remain relevant, […]
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Starting your first job is an exciting milestone, but it comes with responsibilities. Understanding banking, tax, superannuation, and long-term financial planning can make a massive difference in your future security. […]
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Estate planning is a fundamental step in securing the financial future of your loved ones. One effective tool available under Australian law is a testamentary trust. These trusts provide asset […]
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Managing debt while growing wealth requires smart financial planning. Many Australians struggle with debt, but with the right strategies, they can pay it off efficiently while securing their financial future. […]
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Managing money effectively is one of the most important aspects of a stable and stress-free life. Whether saving for a home, planning for retirement, or simply trying to budget better, […]
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Choosing between a Self-Managed Super Fund (SMSF) and an Industry Super Fund is a significant financial decision for Australians planning their retirement. Both options offer benefits but cater to different […]
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Negative gearing is a widely used strategy in Australian property investment, allowing investors to offset property-related losses against their taxable income. While it can help reduce tax bills, negative gearing […]
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Capital gains tax (CGT) is essential for Australian investors, property owners, and business operators. Whether you’re selling shares, real estate, or other assets, understanding how CGT works can legally help […]
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